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Flood Analysis Basics

What is a Flood Analysis?

A Flood Analysis is a concise, homebuyer-friendly report that shows at a glance:

  • An aerial view of a property.
  • Whether or not a property is located within a Special Flood Hazard Area (high-risk flood zone).
  • Whether or not a property is located within 1,000 feet of a Special Flood Hazard Area.
  • If the community currently participates in FEMA's National Flood Insurance Program.

A Flood Analysis offers home inspectors these advantages:

  • Flexible pricing for maximum profits—pay our low basic rate, then set your own pricing.
  • Immediate turnaround on most orders—usually instantaneously and 12-24 hours for those that require manual research.
  • Easy ordering and delivery—through our online ordering tool.

Include a FREA Flood Analysis in your standard home inspection package or offer it to homebuyers as an optional service. Either way, you'll see its positive impact on your bottom line.

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How do I order a Flood Analysis?

It's easy. Select the 'Create Account' link at the top of any page. Once that's done, you'll be able to enter our secure ordering area, supported by a step-by-step user guide.

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How fast will my Flood Analysis order be processed?

The vast majority (90%) of our Flood Analysis orders are delivered instantaneously, with the remainder manually researched and returned within 24 hours.

On rare occasions, we need additional information from an outside resource such as a Community Planning Office or Tax Assessor's Office. In those situations, the turnaround time can be affected by how quickly we receive a response.

Our current national average exceeds a 90% instant response rate with manually researched items completed in an average of 12 hours.

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How much will a Flood Analysis cost me?

The cost for a FREA Flood Analysis is $9.95.

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How much should I charge a consumer for a Flood Analysis?

FREA recommends a retail price of $25 per Flood Analysis. However, we realize that you're the expert when it comes to knowing your market and your customer, so the actual pricing is up to you.

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How is a Flood Analysis different from a standard flood zone determination?

A flood zone determination must be produced using a standard, FEMA-approved form with specified data fields containing detailed, federally-required information about the property. All data in the flood zone determination meets federal regulatory requirements. However, most consumers never get to see this determination prior to closing on their home. In addition, the determination only states whether the subject property is "in" or "not in" a SFHA: it does not report its location within 1,000 feet of a SFHA.

The Flood Analysis provides basic flood risk data in a simple, user-friendly format. Its purpose is to give the homebuyer an accurate picture of the property's flood status. While the information in the Flood Analysis is not guaranteed and may not be used to meet federal requirements, it is based on the same comprehensive flood data as standard flood zone determinations.

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What should I do if the customer disputes the Flood Analysis?

We will recheck our work anytime. If your customer disagrees with our Flood Analysis, simply contact us directly at support@freaflood.com

We will work with you to ensure your questions about your Flood Analysis are resolved as soon as possible.

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How do I pay for my Flood Analysis order?

For your convenience, we offer secure transaction credit card payment options through PayPal, accessible via our online ordering system. Payment is required at the time of purchase.

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